---
canonical_url: https://lendb.ai/lo/joe-strub-709703
json_url: https://lendb.ai/lo/joe-strub-709703.json
nmls_id: 709703
last_verified: 2026-10-16
---

# Joe Strub

Mortgage Loan ADVISOR at Charter West Bank, Sioux City, IA. NMLS ID 709703 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/709703)).

Joe Strub, NMLS 709703, works as a Mortgage Loan ADVISOR at Charter West Bank in Sioux City, Iowa.

**Summary:** Joe Strub (NMLS 709703) is Mortgage Loan ADVISOR at Charter West Bank, based in Sioux City, IA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 37 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Joe licensed?

Joe works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Joe work for?

Charter West Bank, company NMLS 466077, from the Sioux City, IA office, per the lender's own site (verified 2026-10-16). Source: https://www.charterwest.com/mortgage-officers/joe-strub/.

### How much experience does Joe have?

Joe states 37 years of experience. Source: https://www.charterwest.com/mortgage-officers/joe-strub/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 37 (source: https://www.charterwest.com/mortgage-officers/joe-strub/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Joe Strub has over 37 years of banking experience and is based in Sioux City, Iowa. They are a family man from Merrill, Iowa who spends time outside riding a bike and hiking.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 37. Source: https://www.charterwest.com/mortgage-officers/joe-strub/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Charter West Bank (NMLS 466077), Sioux City, IA. Source: https://www.charterwest.com/mortgage-officers/joe-strub/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/709703

## Contact

- View profile at Charter West Bank: https://www.charterwest.com/mortgage-officers/joe-strub/
- Office phone and Email on file: shown at https://lendb.ai/lo/joe-strub-709703#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/709703
- lender_site: https://www.charterwest.com/mortgage-officers/joe-strub/

Cite as: Joe Strub (NMLS 709703), Charter West Bank. LenDb.ai, https://lendb.ai/lo/joe-strub-709703, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._