---
canonical_url: https://lendb.ai/lo/joe-villarreal-1781568
json_url: https://lendb.ai/lo/joe-villarreal-1781568.json
nmls_id: 1781568
last_verified: 2026-10-09
---

# Joe Villarreal

Loan Originator at Barrett Financial Group, Camas, WA. NMLS ID 1781568 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1781568)).

**Summary:** Joe Villarreal (NMLS 1781568) is Loan Originator at Barrett Financial Group, based in Camas, WA. Lists Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.barrettfinancial.com/joev

## About

Joe specializes in a range of loan options including FHA, VA, USDA, jumbo, conventional, non-QM, and bridge loans, with particular focus on first-time homebuyers in Portland, Gresham, and Clackamas, Oregon.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Portland, Gresham, Clackamas, Oregon. Source: https://www.barrettfinancial.com/joev, verified 2026-10-09.
- service_area: Gresham, Oregon. Source: https://www.barrettfinancial.com/joev, verified 2026-10-09.
- service_area: Clackamas, Oregon. Source: https://www.barrettfinancial.com/joev, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Barrett Financial Group (NMLS 181106), Camas, WA. Source: https://www.barrettfinancial.com/joev, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1781568

## Contact

- linkedin_url: https://www.linkedin.com/in/joevillarreal (source: lender_site, verified 2026-10-09)
- View profile at Barrett Financial Group: https://www.barrettfinancial.com/joev
- Office phone and Email on file: shown at https://lendb.ai/lo/joe-villarreal-1781568#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1781568
- lender_site: https://www.barrettfinancial.com/joev

Cite as: Joe Villarreal (NMLS 1781568), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/joe-villarreal-1781568, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._