{
  "canonical_url": "https://lendb.ai/lo/joe-walker-299499",
  "loan_officer": {
    "nmls_id": 299499,
    "slug": "joe-walker-299499",
    "canonical_url": "https://lendb.ai/lo/joe-walker-299499",
    "md_url": "https://lendb.ai/lo/joe-walker-299499.md",
    "json_url": "https://lendb.ai/lo/joe-walker-299499.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/299499",
    "full_name": {
      "value": "Joe Walker",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Joe",
    "last_name": "Walker",
    "headshot_url": {
      "value": "https://thevault.ccm.com/m/7d0d737762b51af1/Website-5543_Walker_299499.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Joe has over 24 years originating home loans and financing new construction in the Spokane area, specializing in new construction and manufactured housing.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Manager, New Construction Specialist",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 24,
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Spokane Valley",
      "branch_state": "WA",
      "branch_zip": "99206",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Spokane Valley",
        "branch_state": "WA",
        "branch_zip": "99206",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [
      {
        "slug": "new-construction",
        "label": "New construction",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "manufactured",
        "label": "Manufactured home",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "24",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Washington State University graduate",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "grew up in Spokane and cares deeply for the community",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 14:35:29.462926+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/joe-walker-299499#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/",
      "verified_at": "2026-10-09"
    }
  }
}