---
canonical_url: https://lendb.ai/lo/joe-zamoiski-118525
json_url: https://lendb.ai/lo/joe-zamoiski-118525.json
nmls_id: 118525
last_verified: 2026-10-09
---

# Joe Zamoiski III

SVP | Sales Manager at Atlantic Coast Mortgage, North Bethesda, MD. NMLS ID 118525 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/118525)).

**Summary:** Joe Zamoiski III (NMLS 118525) is SVP | Sales Manager at Atlantic Coast Mortgage, based in North Bethesda, MD. Lists District of Columbia, Georgia, Maryland, South Carolina and Virginia on the lender page (not yet checked with the state regulator). States 24 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 24 (source: https://www.atlanticcoastmortgage.com/lo/joe-zamoiski/, verified 2026-10-09)
- Licensed in: District of Columbia (DC, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Joe has 24+ years in the mortgage industry since 1998, with a mission to help clients feel informed and confident. He has taught first-time buyer seminars for over 15 years and is consistently among top peers with thousands of happy clients.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 24. Source: https://www.atlanticcoastmortgage.com/lo/joe-zamoiski/, verified 2026-10-09.
- years_experience: since 1998. Source: https://www.atlanticcoastmortgage.com/lo/joe-zamoiski/, verified 2026-10-09.
- role: Teaching first-time buyer seminars for over 15 years. Source: https://www.atlanticcoastmortgage.com/lo/joe-zamoiski/, verified 2026-10-09.
- community: Board member of HART For Animals. Source: https://www.atlanticcoastmortgage.com/lo/joe-zamoiski/, verified 2026-10-09.
- credential: President's Club, Atlantic Coast Mortgage (2021-2026). Source: https://www.atlanticcoastmortgage.com/lo/joe-zamoiski/, verified 2026-10-09.
- credential: Washingtonian Magazine Best Mortgage Professional (2023-2025). Source: https://www.atlanticcoastmortgage.com/lo/joe-zamoiski/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Atlantic Coast Mortgage (NMLS 643114), North Bethesda, MD. Source: https://www.atlanticcoastmortgage.com/lo/joe-zamoiski/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/118525

## Contact

- linkedin_url: https://www.linkedin.com/in/joezamoiski/ (source: lender_site, verified 2026-10-09)
- View profile at Atlantic Coast Mortgage: https://www.atlanticcoastmortgage.com/lo/joe-zamoiski/

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/118525
- lender_site: https://www.atlanticcoastmortgage.com/lo/joe-zamoiski/

Cite as: Joe Zamoiski III (NMLS 118525), Atlantic Coast Mortgage. LenDb.ai, https://lendb.ai/lo/joe-zamoiski-118525, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._