---
canonical_url: https://lendb.ai/lo/joel-blackwell-1234751
json_url: https://lendb.ai/lo/joel-blackwell-1234751.json
nmls_id: 1234751
last_verified: 2026-10-28
---

# Joel Blackwell

Loan officer at OPTIMUM FIRST INC.. NMLS ID 1234751 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1234751)).

Joel Blackwell (NMLS 1234751) is a mortgage loan officer at OPTIMUM FIRST INC., licensed in Colorado since 2016 and in California, Pennsylvania, Oregon and Illinois.

**Summary:** Joel Blackwell (NMLS 1234751) is a loan officer at OPTIMUM FIRST INC.. Licensed in 5 states confirmed with state regulators: California, Colorado, Pennsylvania, Oregon and Illinois. Earliest state license record: May 13, 2016 (Colorado), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Joel licensed in California?

Yes. California regulator records list license 02260370 as active (verified 2026-10-24). LenDb has 4 other states on file for Joel. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### What lender does Joel work for?

OPTIMUM FIRST INC., company NMLS 240415, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Joel been licensed?

The earliest state license record LenDb holds for Joel is from May 13, 2016 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=176534&contact=389374.

## At a glance

- Earliest state license record: May 13, 2016 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA DRE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Oregon (OR, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | inactive | confirmed | 2021-06-17 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02260370 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100502549 | active | confirmed | 2016-05-13 | state_regulator | 2026-10-16 |
| PA | Pennsylvania regulator | state_license | 113438 | active | confirmed |  | state_regulator | 2026-10-16 |
| IA | Iowa regulator | state_license | 53699 | expired | confirmed | 2025-02-05 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2024-11-01 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1234751 | expired | confirmed | 2025-02-05 | state_regulator | 2026-10-21 |
| IL | Illinois regulator | state_license | 31.0087255 | active | confirmed | 2024-11-01 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: OPTIMUM FIRST INC. (NMLS 240415). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1234751

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1234751
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=176534&contact=389374
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Joel Blackwell (NMLS 1234751), OPTIMUM FIRST INC.. LenDb.ai, https://lendb.ai/lo/joel-blackwell-1234751, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._