---
canonical_url: https://lendb.ai/lo/joel-cenescar-1997948
json_url: https://lendb.ai/lo/joel-cenescar-1997948.json
nmls_id: 1997948
last_verified: 2026-10-09
---

# Joel Cenescar

Mortgage Loan Originator at CrossCountry Mortgage, Boca Raton, FL. NMLS ID 1997948 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1997948)).

**Summary:** Joel Cenescar (NMLS 1997948) is Mortgage Loan Originator at CrossCountry Mortgage, based in Boca Raton, FL. Licensed in Florida, confirmed with the state regulator (license LO103686). Earliest state license record: March 8, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 8, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Joel serves the Boca Raton, FL community as a Mortgage Loan Originator, providing expert guidance through the homebuying and refinancing process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Boca Raton, FL. Source: https://crosscountrymortgage.com/boca-raton-fl-3701/joel-cenescar/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO103686 | active | confirmed | 2022-03-08 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Boca Raton, FL. Source: https://crosscountrymortgage.com/boca-raton-fl-3701/joel-cenescar/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1997948

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/boca-raton-fl-3701/joel-cenescar/
- Office phone and Email on file: shown at https://lendb.ai/lo/joel-cenescar-1997948#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1997948
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/boca-raton-fl-3701/joel-cenescar/

Cite as: Joel Cenescar (NMLS 1997948), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joel-cenescar-1997948, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._