---
canonical_url: https://lendb.ai/lo/joel-hansen-1365271
json_url: https://lendb.ai/lo/joel-hansen-1365271.json
nmls_id: 1365271
last_verified: 2026-10-09
---

# Joel Hansen

Mortgage Loan Originator at U.S. Bank, Earth City, MO. NMLS ID 1365271 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1365271)).

**Summary:** Joel Hansen (NMLS 1365271) is Mortgage Loan Originator at U.S. Bank, based in Earth City, MO. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: HELOC. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **HELOC** (`heloc`): lender page, confidence 0.80, verified 2026-10-09. Source: https://mortgage.usbank.com/mo/earth-city/joel-hansen-1365271

## About

Joel assists with refinancing options including lowering monthly payments, shortening loan terms, switching to fixed rates, or accessing home equity through HELOC programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: U.S. Bank (NMLS 402761), Earth City, MO. Source: https://mortgage.usbank.com/mo/earth-city/joel-hansen-1365271, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1365271

## Contact

- View profile at U.S. Bank: https://mortgage.usbank.com/mo/earth-city/joel-hansen-1365271
- Office phone and Email on file: shown at https://lendb.ai/lo/joel-hansen-1365271#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1365271
- lender_site: https://mortgage.usbank.com/mo/earth-city/joel-hansen-1365271

Cite as: Joel Hansen (NMLS 1365271), U.S. Bank. LenDb.ai, https://lendb.ai/lo/joel-hansen-1365271, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._