--- canonical_url: https://lendb.ai/lo/joel-maloney-275663 json_url: https://lendb.ai/lo/joel-maloney-275663.json nmls_id: 275663 last_verified: 2026-10-26 --- # Joel Maloney Loan Officer at Lendwise Mortgage, Inc., Woodland Hills, CA. NMLS ID 275663 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/275663)). Joel Maloney (NMLS 275663) is a Loan Officer at Lendwise Mortgage, Inc. in Woodland Hills, California, licensed in California. Joel's own profile lists reverse mortgage as a focus, and Joel works at an FHA-approved lender, per HUD. **Summary:** Joel Maloney (NMLS 275663) is Loan Officer at Lendwise Mortgage, Inc., based in Woodland Hills, CA. Licensed in California, confirmed with the state regulator (license 00887470). Focus areas shown on the lender page: Reverse mortgage. Last verified 2026-10-26. ## Quick answers ### Is Joel licensed in California? Yes. California regulator records list license 00887470 as active (verified 2026-10-24). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html. ### Does Joel do reverse mortgages? Joel's profile lists reverse mortgage as a focus (from their lender profile page). Source: https://lendwisemtg.com/loan-officers/joel-maloney. ### What lender does Joel work for, and is it FHA-approved? Lendwise Mortgage, Inc., company NMLS 2702455, from the Woodland Hills, CA office, per the lender's own site (verified 2026-10-26). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://lendwisemtg.com/loan-officers/joel-maloney. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Joel A. Maloney (CA, as of 2026-10-15) - Licensed in: California (CA DRE, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Reverse mortgage** (`reverse`): from their lender profile page, confidence 0.85, verified 2026-10-26. Source: https://lendwisemtg.com/loan-officers/joel-maloney ## About Joel Maloney is a Loan Officer with over 45 years of experience originating residential and commercial loans. Most of their career has involved Santa Barbara County, and they are licensed to lend throughout California. They say they specialize in zero point residential mortgage loans and have expanded into reverse mortgage origination. Source: LenDb summary of the lender page, verified 2026-10-26. ## Facts from the lender page and intro - years_experience: over 45. Source: https://lendwisemtg.com/loan-officers/joel-maloney, verified 2026-10-26. - service_area: Santa Barbara County. Source: https://lendwisemtg.com/loan-officers/joel-maloney, verified 2026-10-26. - service_area: San Diego, San Luis Obispo and San Francisco. Source: https://lendwisemtg.com/loan-officers/joel-maloney, verified 2026-10-26. - education: University of California, Santa Barbara; major in Political Science, minor in Economics. Source: https://lendwisemtg.com/loan-officers/joel-maloney, verified 2026-10-26. - education: Two years of legal education after undergraduate studies. Source: https://lendwisemtg.com/loan-officers/joel-maloney, verified 2026-10-26. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | CA | California Department of Real Estate | state_license | 00887470 | active | confirmed | | state_regulator | 2026-10-24 | ## Employment history - ? to present: Lendwise Mortgage, Inc. (NMLS 2702455), Woodland Hills, CA. Source: https://lendwisemtg.com/loan-officers/joel-maloney, verified 2026-10-26. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/275663 ## Contact - View profile at Lendwise Mortgage, Inc.: https://lendwisemtg.com/loan-officers/joel-maloney - Email on file: shown at https://lendb.ai/lo/joel-maloney-275663#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/275663 - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://lendwisemtg.com/loan-officers/joel-maloney - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Joel Maloney (NMLS 275663), Lendwise Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/joel-maloney-275663, last verified 2026-10-26. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._