---
canonical_url: https://lendb.ai/lo/joel-morales-108022
json_url: https://lendb.ai/lo/joel-morales-108022.json
nmls_id: 108022
last_verified: 2026-10-09
---

# Joel Morales

Mortgage Loan Officer at Loan Factory, WA. NMLS ID 108022 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/108022)).

**Summary:** Joel Morales (NMLS 108022) is Mortgage Loan Officer at Loan Factory, based in Washington. Lists Washington on the lender page (not yet checked with the state regulator). Speaks English and Tagalog. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Tagalog
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), WA. Source: https://www.loanfactory.com/mortgage-expert/joel-morales-108022, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/108022

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/joel-morales-108022

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/108022
- lender_site: https://www.loanfactory.com/mortgage-expert/joel-morales-108022

Cite as: Joel Morales (NMLS 108022), Loan Factory. LenDb.ai, https://lendb.ai/lo/joel-morales-108022, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._