---
canonical_url: https://lendb.ai/lo/joel-nastruz-839458
json_url: https://lendb.ai/lo/joel-nastruz-839458.json
nmls_id: 839458
last_verified: 2026-10-15
---

# Joel Nastruz

Loan officer at Gershman Investment Corp., Waukee, IA. NMLS ID 839458 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/839458)).

**Summary:** Joel Nastruz (NMLS 839458) is a loan officer at Gershman Investment Corp., based in Waukee, IA. Lists Iowa on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Earliest state license record: March 28, 2013 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 28, 2013 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Iowa (IA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.85, verified 2026-10-15. Source: https://www.gershman.com/loan-officers/joel-nastruz/

## Facts from the lender page and intro

- years_experience: over a decade. Source: https://www.gershman.com/loan-officers/joel-nastruz/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO19047 | expired | confirmed | 2013-03-28 | state_regulator | 2026-10-15 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Gershman Investment Corp. (NMLS 138063), Waukee, IA. Source: https://www.gershman.com/loan-officers/joel-nastruz/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/839458

## Contact

- View profile at Gershman Investment Corp.: https://www.gershman.com/loan-officers/joel-nastruz/
- Office phone and Email on file: shown at https://lendb.ai/lo/joel-nastruz-839458#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/839458
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.gershman.com/loan-officers/joel-nastruz/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Joel Nastruz (NMLS 839458), Gershman Investment Corp.. LenDb.ai, https://lendb.ai/lo/joel-nastruz-839458, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._