---
canonical_url: https://lendb.ai/lo/joel-tilmant-187478
json_url: https://lendb.ai/lo/joel-tilmant-187478.json
nmls_id: 187478
last_verified: 2026-10-09
---

# Joel Tilmant

Sr. Loan Officer at Union Home Mortgage, Mount Vernon, OH. NMLS ID 187478 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/187478)).

**Summary:** Joel Tilmant (NMLS 187478) is Sr. Loan Officer at Union Home Mortgage, based in Mount Vernon, OH. Licensed in Florida, confirmed with the state regulator (license LO138393). Also lists Ohio on the lender page (not yet checked with the state regulator). Earliest state license record: May 28, 2025 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 28, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Dedicated Loan Officer with 28+ years of experience helping families achieve homeownership and real estate investing goals. Specializes in federal government-backed programs including USDA, FHA, and VA loans, emphasizing clear communication and timely loan closures.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1996. Source: https://www.uhm.com/loan-officers/jtilmant/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO138393 | active | confirmed | 2025-05-28 | state_regulator | 2026-10-09 |
| OH | state_license | MLO.001494.000 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Mount Vernon, OH. Source: https://www.uhm.com/loan-officers/jtilmant/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/187478

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/jtilmant/
- Office phone and Email on file: shown at https://lendb.ai/lo/joel-tilmant-187478#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/187478
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/jtilmant/

Cite as: Joel Tilmant (NMLS 187478), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/joel-tilmant-187478, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._