---
canonical_url: https://lendb.ai/lo/joey-cummings-1310645
json_url: https://lendb.ai/lo/joey-cummings-1310645.json
nmls_id: 1310645
last_verified: 2026-10-09
---

# Joey Cummings

Originating LOA at Guild Mortgage, Evans, GA. NMLS ID 1310645 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1310645)).

**Summary:** Joey Cummings (NMLS 1310645) is Originating LOA at Guild Mortgage, based in Evans, GA. Lists Georgia and South Carolina on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Georgia (GA, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Joey has served in the mortgage industry since 2015, focusing on customer communication and transparency. Originally from Newark, New Jersey, they now serve Georgia and South Carolina as a community-oriented lender with background in mental health and behavioral health.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2015. Source: https://branches.guildmortgage.com/ga/evans/joey-cummings-762-atjcu.html, verified 2026-10-09.
- service_area: Georgia and South Carolina. Source: https://branches.guildmortgage.com/ga/evans/joey-cummings-762-atjcu.html, verified 2026-10-09.
- education: BA in Psychology from Paine College, Master's in Health Administration and MBA from Pfeiffer University. Source: https://branches.guildmortgage.com/ga/evans/joey-cummings-762-atjcu.html, verified 2026-10-09.
- credential: Appointed to 2025 Financial Literacy Sub-committee by President of Realtors of Greater Augusta. Source: https://branches.guildmortgage.com/ga/evans/joey-cummings-762-atjcu.html, verified 2026-10-09.
- role: Former Adjunct Professor. Source: https://branches.guildmortgage.com/ga/evans/joey-cummings-762-atjcu.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Evans, GA. Source: https://branches.guildmortgage.com/ga/evans/joey-cummings-762-atjcu.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1310645

## Contact

- linkedin_url: https://www.linkedin.com/in/joey-cummings-homeloans/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/ga/evans/joey-cummings-762-atjcu.html
- Office phone and Email on file: shown at https://lendb.ai/lo/joey-cummings-1310645#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1310645
- lender_site: https://branches.guildmortgage.com/ga/evans/joey-cummings-762-atjcu.html

Cite as: Joey Cummings (NMLS 1310645), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/joey-cummings-1310645, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._