---
canonical_url: https://lendb.ai/lo/joey-philpot-345832
json_url: https://lendb.ai/lo/joey-philpot-345832.json
nmls_id: 345832
last_verified: 2026-10-10
---

# Joey Philpot

Senior Loan Officer at Veterans United Home Loans, Clarksville, TN. NMLS ID 345832 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/345832)).

**Summary:** Joey Philpot (NMLS 345832) is Senior Loan Officer at Veterans United Home Loans, based in Clarksville, TN. Veterans United Home Loans also offers FHA loan, First-time buyer, Jumbo loan, Renovation loan (203k / HomeStyle) and USDA loan and 1 more (a lender program, not confirmed as their own focus). States 10 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 10 (source: https://clarksville.veteransunited.com/lo/joey-philpot/, verified 2026-10-10)
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Veterans United Home Loans's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-10. Source: https://www.veteransunited.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-10. Source: https://www.veteransunited.com
- **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.veteransunited.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.veteransunited.com
- **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.veteransunited.com
- **VA loan** (`va`): verified 2026-10-10. Source: https://www.veteransunited.com

## About

Joey, raised in Nashville, brings about ten years of experience managing the lending side of a national builder relationship. They describe each loan as a puzzle and take a local-perspective approach to homebuying.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 10. Source: https://clarksville.veteransunited.com/lo/joey-philpot/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Veterans United Home Loans (NMLS 1907), Clarksville, TN. Source: https://clarksville.veteransunited.com/lo/joey-philpot/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/345832

## Contact

- View profile at Veterans United Home Loans: https://clarksville.veteransunited.com/lo/joey-philpot/
- Office phone and Email on file: shown at https://lendb.ai/lo/joey-philpot-345832#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/345832
- lender_site: https://clarksville.veteransunited.com/lo/joey-philpot/
- lender_site (lender programs): https://www.veteransunited.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Joey Philpot (NMLS 345832), Veterans United Home Loans. LenDb.ai, https://lendb.ai/lo/joey-philpot-345832, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._