---
canonical_url: https://lendb.ai/lo/joey-reid-197798
json_url: https://lendb.ai/lo/joey-reid-197798.json
nmls_id: 197798
last_verified: 2026-10-09
---

# Joey Reid

Branch Manager at Embrace Home Loans, Mobile, AL. NMLS ID 197798 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/197798)).

**Summary:** Joey Reid (NMLS 197798) is Branch Manager at Embrace Home Loans, based in Mobile, AL. Lists Alabama and Mississippi on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Alabama (AL, lender_reported), Mississippi (MS, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/alabama/mobile/joey-reid

## About

Joey Reid is a Branch Manager in Mobile, AL specializing in first-time home buyer programs and complex deals. He is a second-time Presidents Club member (2018, 2016).

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Presidents Club member 2018 and 2016. Source: https://www.embracehomeloans.com/location/alabama/mobile/joey-reid, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Embrace Home Loans (NMLS 2184), Mobile, AL. Source: https://www.embracehomeloans.com/location/alabama/mobile/joey-reid, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/197798

## Contact

- View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/alabama/mobile/joey-reid
- Office phone and Email on file: shown at https://lendb.ai/lo/joey-reid-197798#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/197798
- lender_site: https://www.embracehomeloans.com/location/alabama/mobile/joey-reid

Cite as: Joey Reid (NMLS 197798), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/joey-reid-197798, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._