---
canonical_url: https://lendb.ai/lo/johana-santos-1093394
json_url: https://lendb.ai/lo/johana-santos-1093394.json
nmls_id: 1093394
last_verified: 2026-10-09
---

# Johana Santos

Outside Loan Originator at CrossCountry Mortgage, Woburn, MA. NMLS ID 1093394 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1093394)).

**Summary:** Johana Santos (NMLS 1093394) is Outside Loan Originator at CrossCountry Mortgage, based in Woburn, MA. Licensed in Florida, confirmed with the state regulator (license LO83959). Also lists Massachusetts on the lender page (not yet checked with the state regulator). Earliest state license record: March 16, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 16, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Massachusetts (MA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO83959 | active | confirmed | 2021-03-16 | state_regulator | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Woburn, MA. Source: https://crosscountrymortgage.com/woburn-ma-4823/johana-santos/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1093394

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/woburn-ma-4823/johana-santos/
- Office phone and Email on file: shown at https://lendb.ai/lo/johana-santos-1093394#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1093394
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/woburn-ma-4823/johana-santos/

Cite as: Johana Santos (NMLS 1093394), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/johana-santos-1093394, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._