---
canonical_url: https://lendb.ai/lo/john-adams-1765038
json_url: https://lendb.ai/lo/john-adams-1765038.json
nmls_id: 1765038
last_verified: 2026-10-09
---

# John Adams

Loan Officer at Embrace Home Loans, Basking Ridge, NJ. NMLS ID 1765038 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1765038)).

**Summary:** John Adams (NMLS 1765038) is Loan Officer at Embrace Home Loans, based in Basking Ridge, NJ. Licensed in Florida, confirmed with the state regulator (license LO116765). Also lists Maryland and New Jersey on the lender page (not yet checked with the state regulator). Earliest state license record: January 20, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 20, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

John grew up in Bridgewater, NJ, just five minutes from his Embrace office, giving him deep familiarity with local real estate markets. He is hardworking, caring, and passionate about helping homebuyers find the right mortgage for their situation.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Attended Bridgewater-Raritan High School and Delaware Valley University, majored in Exercise Science. Source: https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO116765 | active | confirmed | 2023-01-20 | state_regulator | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Embrace Home Loans (NMLS 2184), Basking Ridge, NJ. Source: https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1765038

## Contact

- View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams
- Office phone and Email on file: shown at https://lendb.ai/lo/john-adams-1765038#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1765038
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams

Cite as: John Adams (NMLS 1765038), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/john-adams-1765038, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._