--- canonical_url: https://lendb.ai/lo/john-baugh-291232 json_url: https://lendb.ai/lo/john-baugh-291232.json nmls_id: 291232 last_verified: 2026-10-16 --- # John Baugh Mortgage Loan Officer at Bell Bank, Brentwood, TN. NMLS ID 291232 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291232)). John Baugh (NMLS 291232) is a Mortgage Loan Officer at Bell Bank in Brentwood, Tennessee. John's own profile lists jumbo loan, physician and medical professional and vacation home as a focus. **Summary:** John Baugh (NMLS 291232) is Mortgage Loan Officer at Bell Bank, based in Brentwood, TN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan, Physician and medical professional, Vacation home, Construction loan and Renovation loan (203k / HomeStyle). States 20 years of experience. Last verified 2026-10-16. ## Quick answers ### Is John licensed? John works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does John do jumbo loans? John's profile lists jumbo loan as a focus (from their lender profile page). It also lists physician and medical professional, vacation home and construction loan. Source: https://bell.bank/mortgage/loan-officer/johnbaugh. ### What lender does John work for? Bell Bank, company NMLS 419538, from the Brentwood, TN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/johnbaugh. ### How much experience does John have? John states 20 years of experience. Source: https://bell.bank/mortgage/loan-officer/johnbaugh. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://bell.bank/mortgage/loan-officer/johnbaugh, verified 2026-10-16) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/johnbaugh - **Physician and medical professional** (`physician`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/johnbaugh - **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/johnbaugh - **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/johnbaugh - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/johnbaugh ## Facts from the lender page and intro - years_experience: 20+. Source: https://bell.bank/mortgage/loan-officer/johnbaugh, verified 2026-10-16. - role: Promoted to Sales Manager at Emerald Bay Financial. Source: https://bell.bank/mortgage/loan-officer/johnbaugh, verified 2026-10-16. - credential: 2024 President's Club. Source: https://bell.bank/mortgage/loan-officer/johnbaugh, verified 2026-10-16. - credential: Top producer awards, Cornerstone Mortgage Group. Source: https://bell.bank/mortgage/loan-officer/johnbaugh, verified 2026-10-16. - community: Bell Bank Pay It Forward program. Source: https://bell.bank/mortgage/loan-officer/johnbaugh, verified 2026-10-16. - community: Raise The Roof Academy (with spouse). Source: https://bell.bank/mortgage/loan-officer/johnbaugh, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bell Bank (NMLS 419538), Brentwood, TN. Source: https://bell.bank/mortgage/loan-officer/johnbaugh, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291232 ## Contact - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/johnbaugh - Email on file: shown at https://lendb.ai/lo/john-baugh-291232#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291232 - lender_site: https://bell.bank/mortgage/loan-officer/johnbaugh Cite as: John Baugh (NMLS 291232), Bell Bank. LenDb.ai, https://lendb.ai/lo/john-baugh-291232, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._