{
  "canonical_url": "https://lendb.ai/lo/john-berglund-1582158",
  "loan_officer": {
    "nmls_id": 1582158,
    "slug": "john-berglund-1582158",
    "canonical_url": "https://lendb.ai/lo/john-berglund-1582158",
    "md_url": "https://lendb.ai/lo/john-berglund-1582158.md",
    "json_url": "https://lendb.ai/lo/john-berglund-1582158.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1582158",
    "full_name": {
      "value": "John Berglund",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
      "verified_at": "2026-10-09"
    },
    "first_name": "John",
    "last_name": "Berglund",
    "headshot_url": {
      "value": "https://lh3.googleusercontent.com/OpDzwFqUF5YVr5JFvoJK55KZ1rCi5rtGH5zvrJp9YoXi9LF8jU2EEA_TNZbMJMNvapfxtSJR_DLRTvNOKLuo46lebqzjurVDRjRN",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "An accomplished leader with 30+ years of community service experience. Specializes in mortgage planning and Home Equity Conversion Mortgage.",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 30,
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 320841,
      "lender_name": "Loan Factory",
      "lender_slug": "loan-factory-320841",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 320841,
        "lender_name": "Loan Factory",
        "lender_slug": "loan-factory-320841",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "30",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "years_experience",
        "value": "50",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Sales and operations management leader with up to 21 direct reports and P&L sales ownership of over $450 million",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Past board member of CASA (Court Appointed Special Advocates – for Children), led efforts to raise over $2 million",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 05:49:39.868022+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/john-berglund-1582158#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/john-berglund-1582158",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}