---
canonical_url: https://lendb.ai/lo/john-capobianco-1762759
json_url: https://lendb.ai/lo/john-capobianco-1762759.json
nmls_id: 1762759
last_verified: 2026-10-15
---

# John Capobianco

Licensed Mortgage Loan Officer at Bayshore Mortgage Funding, LLC. NMLS ID 1762759 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1762759)).

**Summary:** John Capobianco (NMLS 1762759) is Licensed Mortgage Loan Officer at Bayshore Mortgage Funding, LLC. Lists Maryland, North Carolina and Ohio on the lender page (not yet checked with the state regulator). Earliest state license record: November 12, 2020 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: November 12, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

John Capobianco is a mortgage loan officer licensed in OH, MD and NC. They entered the mortgage industry in 2020 after a career in personal finance.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 2020. Source: https://bayshoremortgagefunding.com/team-directory/john-capobianco/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO77116 | expired | confirmed | 2020-11-12 | state_regulator | 2026-10-15 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Bayshore Mortgage Funding, LLC (NMLS 196858). Source: https://bayshoremortgagefunding.com/team-directory/john-capobianco/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1762759

## Contact

- View profile at Bayshore Mortgage Funding, LLC: https://bayshoremortgagefunding.com/team-directory/john-capobianco/
- Office phone and Email on file: shown at https://lendb.ai/lo/john-capobianco-1762759#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1762759
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://bayshoremortgagefunding.com/team-directory/john-capobianco/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: John Capobianco (NMLS 1762759), Bayshore Mortgage Funding, LLC. LenDb.ai, https://lendb.ai/lo/john-capobianco-1762759, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._