---
canonical_url: https://lendb.ai/lo/john-carvalho-280297
json_url: https://lendb.ai/lo/john-carvalho-280297.json
nmls_id: 280297
last_verified: 2026-10-09
---

# John Carvalho

Branch Manager at CrossCountry Mortgage, Union, NJ. NMLS ID 280297 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/280297)).

**Summary:** John Carvalho (NMLS 280297) is Branch Manager at CrossCountry Mortgage, based in Union, NJ. Lists New Jersey on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Top 1% mortgage originator recognized by Mortgage Executive Magazine. Brings expertise in complex financing, from family homes to multi-million-dollar investment properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Top 1% of Mortgage Originators in America. Source: https://crosscountrymortgage.com/union-nj-3461/john-carvalho/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Union, NJ. Source: https://crosscountrymortgage.com/union-nj-3461/john-carvalho/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/280297

## Contact

- linkedin_url: https://www.linkedin.com/in/johncarvalho-mortgages/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/union-nj-3461/john-carvalho/
- Email on file: shown at https://lendb.ai/lo/john-carvalho-280297#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/280297
- lender_site: https://crosscountrymortgage.com/union-nj-3461/john-carvalho/

Cite as: John Carvalho (NMLS 280297), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/john-carvalho-280297, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._