---
canonical_url: https://lendb.ai/lo/john-castillo-1205328
json_url: https://lendb.ai/lo/john-castillo-1205328.json
nmls_id: 1205328
last_verified: 2026-10-24
---

# John Castillo

Loan officer at InstaMortgage Inc.. NMLS ID 1205328 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1205328)).

John Castillo (NMLS 1205328) is a mortgage loan officer at InstaMortgage Inc., licensed in California since 2015. John works at an FHA-approved lender, per HUD.

**Summary:** John Castillo (NMLS 1205328) is a loan officer at InstaMortgage Inc.. Licensed in California, confirmed with the state regulator (license CA-DBO1205328). Earliest state license record: May 11, 2015 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is John licensed in California?

Yes. California regulator records list license CA-DBO1205328 as active, first effective May 11, 2015 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### What lender does John work for, and is it FHA-approved?

InstaMortgage Inc., company NMLS 1035734, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://instamortgage.com/loan-officer/john-castillo/.

### How long has John been licensed?

The earliest state license record LenDb holds for John is from May 11, 2015 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: May 11, 2015 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA DFPI, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1205328 | active | confirmed | 2015-05-11 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: InstaMortgage Inc. (NMLS 1035734). Source: https://instamortgage.com/loan-officer/john-castillo/, verified 2026-10-15.
- ? to 2026-10-15: Top Flite Financial, Inc. (NMLS 4181), Hickory, NC. Source: https://tfhomeloans.com/Loan-Officers/jcastillo/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1205328

## Contact

- View profile at InstaMortgage Inc.: https://instamortgage.com/loan-officer/john-castillo/
- Email on file: shown at https://lendb.ai/lo/john-castillo-1205328#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1205328
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://instamortgage.com/loan-officer/john-castillo/
- lender_site: https://tfhomeloans.com/Loan-Officers/jcastillo/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: John Castillo (NMLS 1205328), InstaMortgage Inc.. LenDb.ai, https://lendb.ai/lo/john-castillo-1205328, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._