---
canonical_url: https://lendb.ai/lo/john-ciolino-409990
json_url: https://lendb.ai/lo/john-ciolino-409990.json
nmls_id: 409990
last_verified: 2026-10-09
---

# John Ciolino

Mortgage Banker at Total Mortgage Services, Fairfield, CT. NMLS ID 409990 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409990)).

**Summary:** John Ciolino (NMLS 409990) is Mortgage Banker at Total Mortgage Services, based in Fairfield, CT. Licensed in Florida, confirmed with the state regulator (license LO149450). Earliest state license record: July 14, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 14, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO149450 | active | confirmed | 2026-07-14 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Fairfield, CT. Source: https://www.totalmortgage.com/bankers/john-ciolino, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409990

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/john-ciolino
- Email on file: shown at https://lendb.ai/lo/john-ciolino-409990#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409990
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/john-ciolino

Cite as: John Ciolino (NMLS 409990), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/john-ciolino-409990, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._