---
canonical_url: https://lendb.ai/lo/john-cruz-2776250
json_url: https://lendb.ai/lo/john-cruz-2776250.json
nmls_id: 2776250
last_verified: 2026-10-09
---

# John Cruz

Loan Originator at First Home Mortgage, Annapolis, MD. NMLS ID 2776250 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2776250)).

**Summary:** John Cruz (NMLS 2776250) is Loan Originator at First Home Mortgage, based in Annapolis, MD. Lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

John transitioned from over a decade in medical device sales at Zimmer Biomet and GE HealthCare to mortgage lending, bringing expertise in complex decision-making and client communication.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: more than a decade. Source: https://firsthome.com/loan-officers/john-cruz/, verified 2026-10-09.
- education: University of Alabama degree in Kinesiology & Exercise Science. Source: https://firsthome.com/loan-officers/john-cruz/, verified 2026-10-09.
- service_area: Howard County and Sykesville, Maryland area. Source: https://firsthome.com/loan-officers/john-cruz/, verified 2026-10-09.
- role: Former medical device sales specialist at Zimmer Biomet and GE HealthCare. Source: https://firsthome.com/loan-officers/john-cruz/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Home Mortgage (NMLS 71603), Annapolis, MD. Source: https://firsthome.com/loan-officers/john-cruz/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2776250

## Contact

- View profile at First Home Mortgage: https://firsthome.com/loan-officers/john-cruz/
- Office phone and Email on file: shown at https://lendb.ai/lo/john-cruz-2776250#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2776250
- lender_site: https://firsthome.com/loan-officers/john-cruz/

Cite as: John Cruz (NMLS 2776250), First Home Mortgage. LenDb.ai, https://lendb.ai/lo/john-cruz-2776250, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._