---
canonical_url: https://lendb.ai/lo/john-delaney-460243
json_url: https://lendb.ai/lo/john-delaney-460243.json
nmls_id: 460243
last_verified: 2026-10-15
---

# J Patrick Delaney Jr.

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Haddonfield, NJ. NMLS ID 460243 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/460243)).

**Summary:** J Patrick Delaney Jr. (NMLS 460243) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Haddonfield, NJ. Licensed in Florida, confirmed with the state regulator (license LO101843). Also lists New Jersey and Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: ITIN borrower, Reverse mortgage, Self-employed, Real estate investor and VA loan. Earliest state license record: February 7, 2022 (Florida), per state regulator. States 39 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: February 7, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 39 (source: https://www.grarate.com/loan-officers/j-patrick-delaney-460243, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **ITIN borrower** (`itin`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/j-patrick-delaney-460243
- **Reverse mortgage** (`reverse`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/j-patrick-delaney-460243
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.64, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/j-patrick-delaney-460243
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.52, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/j-patrick-delaney-460243
- **VA loan** (`va`): from their lender profile page, confidence 0.40, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/j-patrick-delaney-460243
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.19, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/j-patrick-delaney-460243
- **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.10, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/j-patrick-delaney-460243

## About

J Patrick Delaney Jr. has 39 years of experience and specializes in first-time homebuyers, Veterans, self-employed borrowers, investors, ITIN borrowers, and reverse mortgages in Southern New Jersey, Pennsylvania and Florida.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 39. Source: https://www.grarate.com/loan-officers/j-patrick-delaney-460243, verified 2026-10-15.
- service_area: Southern New Jersey, Pennsylvania, and Florida. Source: https://www.grarate.com/loan-officers/j-patrick-delaney-460243, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO101843 | active | confirmed | 2022-02-07 | state_regulator | 2026-10-15 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Haddonfield, NJ. Source: https://www.grarate.com/loan-officers/j-patrick-delaney-460243, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/460243

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/j-patrick-delaney-460243
- Office phone and Email on file: shown at https://lendb.ai/lo/john-delaney-460243#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/460243
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/j-patrick-delaney-460243
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: J Patrick Delaney Jr. (NMLS 460243), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/john-delaney-460243, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._