--- canonical_url: https://lendb.ai/lo/john-doung-1471097 json_url: https://lendb.ai/lo/john-doung-1471097.json nmls_id: 1471097 last_verified: 2026-10-26 --- # John Doung Loan Officer at Ladera Lending, Inc., Lake Forest, CA. NMLS ID 1471097 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1471097)). John Doung (NMLS 1471097) is a Loan Officer at Ladera Lending, Inc. in Lake Forest, California, licensed in Colorado since 2016 and in Florida, Texas, Pennsylvania and 4 more states. John works at an FHA-approved lender, per HUD. **Summary:** John Doung (NMLS 1471097) is Loan Officer at Ladera Lending, Inc., based in Lake Forest, CA. Licensed in 8 states confirmed with state regulators: Florida, Texas, Colorado, Pennsylvania, Oregon, California, Massachusetts and Maryland. Earliest state license record: May 20, 2016 (Colorado), per state regulator. Last verified 2026-10-26. ## Quick answers ### Is John licensed in California? Yes. California regulator records list license CA-DBO1471097 as active, first effective May 31, 2016 (verified 2026-10-24). LenDb has 7 other states on file for John. Source: https://dfpi.ca.gov/. ### What lender does John work for, and is it FHA-approved? Ladera Lending, Inc., company NMLS 835555, from the Lake Forest, CA office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://laderalending.com/team-member/john-doung/. ### How long has John been licensed? The earliest state license record LenDb holds for John is from May 20, 2016 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=179494&contact=393455. ## At a glance - Earliest state license record: May 20, 2016 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About John Doung has worked in financial services since 2016. They were born and raised in Los Angeles, CA. Outside work, they enjoy riding bikes and exploring states in their camper van. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: since 2016. Source: https://laderalending.com/team-member/john-doung/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO50910 | active | confirmed | 2018-02-19 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2016-06-09 | state_regulator | 2026-10-13 | | CO | Colorado regulator | state_license | 100502495 | active | confirmed | 2016-05-20 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 95090 | active | confirmed | | state_regulator | 2026-10-16 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2017-02-22 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1471097 | active | confirmed | 2016-05-31 | state_regulator | 2026-10-24 | | MA | Massachusetts regulator | state_license | MLO1471097 | active | confirmed | | state_regulator | 2026-10-26 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | ## Employment history - ? to present: Ladera Lending, Inc. (NMLS 835555), Lake Forest, CA. Source: https://laderalending.com/team-member/john-doung/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1471097 ## Contact - View profile at Ladera Lending, Inc.: https://laderalending.com/team-member/john-doung/ - Office phone and Email on file: shown at https://lendb.ai/lo/john-doung-1471097#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1471097 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=179494&contact=393455 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://laderalending.com/team-member/john-doung/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: John Doung (NMLS 1471097), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/john-doung-1471097, last verified 2026-10-26. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._