---
canonical_url: https://lendb.ai/lo/john-fagan-288546
json_url: https://lendb.ai/lo/john-fagan-288546.json
nmls_id: 288546
last_verified: 2026-10-09
---

# John Fagan

Mortgage Advisor/Reverse Mortgage Specialist at CrossCountry Mortgage, San Diego, CA. NMLS ID 288546 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/288546)).

**Summary:** John Fagan (NMLS 288546) is Mortgage Advisor/Reverse Mortgage Specialist at CrossCountry Mortgage, based in San Diego, CA. Lists Arizona, California, Oregon, Pennsylvania and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Jumbo loan, VA loan, Reverse mortgage and Construction loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-diego-ca-8062/john-fagan/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-diego-ca-8062/john-fagan/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-diego-ca-8062/john-fagan/
- **Reverse mortgage** (`reverse`): lender page, confidence 0.85, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-diego-ca-8062/john-fagan/
- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-diego-ca-8062/john-fagan/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-diego-ca-8062/john-fagan/

## About

John Fagan has 23+ years as a loan officer with the last eight years specializing in reverse mortgages. He is an expert in construction, renovation, conventional, jumbo, VA and FHA loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 23+. Source: https://crosscountrymortgage.com/san-diego-ca-8062/john-fagan/, verified 2026-10-09.
- years_experience: 8 years. Source: https://crosscountrymortgage.com/san-diego-ca-8062/john-fagan/, verified 2026-10-09.
- service_area: San Diego, CA. Source: https://crosscountrymortgage.com/san-diego-ca-8062/john-fagan/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), San Diego, CA. Source: https://crosscountrymortgage.com/san-diego-ca-8062/john-fagan/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/288546

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/san-diego-ca-8062/john-fagan/
- Email on file: shown at https://lendb.ai/lo/john-fagan-288546#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/288546
- lender_site: https://crosscountrymortgage.com/san-diego-ca-8062/john-fagan/

Cite as: John Fagan (NMLS 288546), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/john-fagan-288546, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._