---
canonical_url: https://lendb.ai/lo/john-garnett-210758
json_url: https://lendb.ai/lo/john-garnett-210758.json
nmls_id: 210758
last_verified: 2026-10-09
---

# John Garnett

Mortgage Loan Officer at Loan Factory, GA. NMLS ID 210758 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/210758)).

**Summary:** John Garnett (NMLS 210758) is Mortgage Loan Officer at Loan Factory, based in Georgia. Lists Georgia on the lender page (not yet checked with the state regulator). States 40 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 40 (source: https://www.loanfactory.com/mortgage-expert/john-garnett-210758, verified 2026-10-09)
- Licensed in: Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

John has over 40 years in real estate and 25+ years specializing in residential mortgages. Committed to helping clients explore financing options and providing expert advice on buying, selling, refinancing, and new construction.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 40. Source: https://www.loanfactory.com/mortgage-expert/john-garnett-210758, verified 2026-10-09.
- years_experience: 25. Source: https://www.loanfactory.com/mortgage-expert/john-garnett-210758, verified 2026-10-09.
- service_area: Residential mortgage lending. Source: https://www.loanfactory.com/mortgage-expert/john-garnett-210758, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), GA. Source: https://www.loanfactory.com/mortgage-expert/john-garnett-210758, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/210758

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/john-garnett-210758

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/210758
- lender_site: https://www.loanfactory.com/mortgage-expert/john-garnett-210758

Cite as: John Garnett (NMLS 210758), Loan Factory. LenDb.ai, https://lendb.ai/lo/john-garnett-210758, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._