---
canonical_url: https://lendb.ai/lo/john-geraci-1459198
json_url: https://lendb.ai/lo/john-geraci-1459198.json
nmls_id: 1459198
last_verified: 2026-10-16
---

# John Geraci

Mortgage Banker at The Federal Savings Bank. NMLS ID 1459198 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1459198)).

**Summary:** John Geraci (NMLS 1459198) is Mortgage Banker at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). Earliest state license record: February 13, 2020 (Florida), per state regulator. Last verified 2026-10-16.

## At a glance

- Earliest state license record: February 13, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: The Federal Savings Bank's programs, not confirmed as this person's focus)

- **VA loan** (`va`): verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/

## Facts from the lender page and intro

- years_experience: nearly three decades. Source: https://www.thefederalsavingsbank.com/bankers/john-geraci/, verified 2026-10-16.
- role: National Sales Team Manager. Source: https://www.thefederalsavingsbank.com/bankers/john-geraci/, verified 2026-10-16.
- education: Bachelor of Science in Business, Rider University. Source: https://www.thefederalsavingsbank.com/bankers/john-geraci/, verified 2026-10-16.
- other: Led and mentored teams of up to 50 loan officers. Source: https://www.thefederalsavingsbank.com/bankers/john-geraci/, verified 2026-10-16.
- community: Church involvement and charitable initiatives. Source: https://www.thefederalsavingsbank.com/bankers/john-geraci/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO67883 | expired | confirmed | 2020-02-13 | state_regulator | 2026-10-15 |
| NY | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: The Federal Savings Bank (NMLS 411500). Source: https://www.thefederalsavingsbank.com/bankers/john-geraci/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1459198

## Contact

- View profile at The Federal Savings Bank: https://www.thefederalsavingsbank.com/bankers/john-geraci/
- Office phone and Email on file: shown at https://lendb.ai/lo/john-geraci-1459198#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1459198
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://www.thefederalsavingsbank.com/bankers/john-geraci/
- lender_site (lender programs): https://www.thefederalsavingsbank.com/

Cite as: John Geraci (NMLS 1459198), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/john-geraci-1459198, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._