{
  "canonical_url": "https://lendb.ai/lo/john-goscila-756126",
  "loan_officer": {
    "nmls_id": 756126,
    "slug": "john-goscila-756126",
    "canonical_url": "https://lendb.ai/lo/john-goscila-756126",
    "md_url": "https://lendb.ai/lo/john-goscila-756126.md",
    "json_url": "https://lendb.ai/lo/john-goscila-756126.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/756126",
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      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
      "verified_at": "2026-10-09"
    },
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    "last_name": "Goscila",
    "headshot_url": {
      "value": "https://www.totalmortgage.com/_next/image?url=https%3A%2F%2Fwww.totalmortgage.com%2Fstatic%2Fuploads%2Fheadshots%2FJohn_Goscila_756126%2FJohn_Goscila_756126_1764094065215_small.jpg&w=640&q=75",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "John has 32 years of mortgage lending experience, including 3 years in mortgage servicing before joining as a Senior Mortgage Officer in 1991. He analyzes clients' financial situations to match them with the best mortgage programs.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
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      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 2764,
      "lender_name": "Total Mortgage Services",
      "lender_slug": "total-mortgage-services-2764",
      "branch_city": "Salem",
      "branch_state": "NH",
      "branch_zip": "03079",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.totalmortgage.com/bankers/john-goscila",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2764,
        "lender_name": "Total Mortgage Services",
        "lender_slug": "total-mortgage-services-2764",
        "branch_city": "Salem",
        "branch_state": "NH",
        "branch_zip": "03079",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.totalmortgage.com/bankers/john-goscila",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/john-goscila-15842060/",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "32",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "years_experience",
        "value": "3",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Senior Mortgage Officer",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:09:57.774538+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/john-goscila-756126#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/john-goscila",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}