---
canonical_url: https://lendb.ai/lo/john-harfert-300911
json_url: https://lendb.ai/lo/john-harfert-300911.json
nmls_id: 300911
last_verified: 2026-10-09
---

# John Harfert

Mortgage Loan Officer at Loan Factory, CO. NMLS ID 300911 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/300911)).

**Summary:** John Harfert (NMLS 300911) is Mortgage Loan Officer at Loan Factory, based in Colorado. Licensed in Colorado, confirmed with the state regulator (license 100009706). Focus areas shown on the lender page: First-time buyer. Licensed since 2006 (per Colorado records). States 24 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2006 (per Colorado records). This is license history on file, not total experience.
- Years experience (stated by the LO): 24 (source: https://www.loanfactory.com/mortgage-expert/john-harfert-300911, verified 2026-10-09)
- Licensed in: Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/john-harfert-300911

## About

John Harfert has 24 years of lending experience helping first-time and seasoned home buyers. He secures competitive rates and programs across FHA, VA, conventional, reverse mortgage, and non-conventional loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 24. Source: https://www.loanfactory.com/mortgage-expert/john-harfert-300911, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100009706 | active | confirmed | 2006-12-07 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CO. Source: https://www.loanfactory.com/mortgage-expert/john-harfert-300911, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/300911

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/john-harfert-300911
- Office phone on file: shown at https://lendb.ai/lo/john-harfert-300911#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/300911
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=146813&contact=181700
- lender_site: https://www.loanfactory.com/mortgage-expert/john-harfert-300911

Cite as: John Harfert (NMLS 300911), Loan Factory. LenDb.ai, https://lendb.ai/lo/john-harfert-300911, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._