---
canonical_url: https://lendb.ai/lo/john-kinzer-1094362
json_url: https://lendb.ai/lo/john-kinzer-1094362.json
nmls_id: 1094362
last_verified: 2026-10-15
---

# John Kinzer

Senior Loan Officer at Intercoastal Mortgage, LLC. NMLS ID 1094362 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1094362)).

**Summary:** John Kinzer (NMLS 1094362) is Senior Loan Officer at Intercoastal Mortgage, LLC. Licensed in Texas, confirmed with the state regulator. Earliest state license record: April 26, 2022 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: April 26, 2022 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- service_area: DC Metro area. Source: http://intercoastalmortgage.com/loan-officer/john-kinzer/, verified 2026-10-15.
- role: former Project Manager in residential and commercial construction. Source: http://intercoastalmortgage.com/loan-officer/john-kinzer/, verified 2026-10-15.
- credential: National Top 1% Originator every year since 2015. Source: http://intercoastalmortgage.com/loan-officer/john-kinzer/, verified 2026-10-15.
- credential: 2020 Scotsman Top Originators. Source: http://intercoastalmortgage.com/loan-officer/john-kinzer/, verified 2026-10-15.
- education: Virginia Tech alumnus; majored in Building Construction & Design, minored in Real Estate. Source: http://intercoastalmortgage.com/loan-officer/john-kinzer/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2022-04-26 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Intercoastal Mortgage, LLC (NMLS 56323). Source: http://intercoastalmortgage.com/loan-officer/john-kinzer/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1094362

## Contact

- View profile at Intercoastal Mortgage, LLC: http://intercoastalmortgage.com/loan-officer/john-kinzer/
- Office phone on file: shown at https://lendb.ai/lo/john-kinzer-1094362#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1094362
- state_regulator: https://www.sml.texas.gov/
- state_regulator: http://intercoastalmortgage.com/loan-officer/john-kinzer/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: John Kinzer (NMLS 1094362), Intercoastal Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/john-kinzer-1094362, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._