---
canonical_url: https://lendb.ai/lo/john-kladis-2324532
json_url: https://lendb.ai/lo/john-kladis-2324532.json
nmls_id: 2324532
last_verified: 2026-10-09
---

# John Kladis

Mortgage Loan Officer at Loan Factory. NMLS ID 2324532 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2324532)).

**Summary:** John Kladis (NMLS 2324532) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO114108). Also lists Arizona, North Carolina, Tennessee and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/john-kladis-2324532

## About

John Kladis brings over 30 years of service industry and business experience across sales, customer service, and property management. He specializes in residential, investment, and commercial mortgages including purchases, refinancing, fix/flips, and construction loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over 30. Source: https://www.loanfactory.com/mortgage-expert/john-kladis-2324532, verified 2026-10-09.
- credential: Over 70 awards in career. Source: https://www.loanfactory.com/mortgage-expert/john-kladis-2324532, verified 2026-10-09.
- other: Experience with Fortune 50 companies and multiple business functions including home building and manufactured homes. Source: https://www.loanfactory.com/mortgage-expert/john-kladis-2324532, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO114108 | active | confirmed | 2022-10-10 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/john-kladis-2324532, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2324532

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/john-kladis-2324532

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2324532
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/john-kladis-2324532

Cite as: John Kladis (NMLS 2324532), Loan Factory. LenDb.ai, https://lendb.ai/lo/john-kladis-2324532, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._