---
canonical_url: https://lendb.ai/lo/john-macfarlane-1248207
json_url: https://lendb.ai/lo/john-macfarlane-1248207.json
nmls_id: 1248207
last_verified: 2026-10-24
---

# John Macfarlane

Loan officer at West Capital Lending, Inc.. NMLS ID 1248207 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1248207)).

John Macfarlane (NMLS 1248207) is a mortgage loan officer at West Capital Lending, Inc., licensed in California, Missouri, Arkansas and 2 more states.

**Summary:** John Macfarlane (NMLS 1248207) is a loan officer at West Capital Lending, Inc.. Licensed in 5 states confirmed with state regulators: California, Missouri, Arkansas, Iowa and Oregon. Earliest state license record: March 28, 2016 (Wisconsin), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is John licensed in California?

Yes. California regulator records list license 02148324 as active (verified 2026-10-24). LenDb has 4 other states on file for John. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### What lender does John work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has John been licensed?

The earliest state license record LenDb holds for John is from March 28, 2016 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: March 28, 2016 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): John D. MacFarlane (AR, CA, IA, MO, OR, as of 2026-10-20); John D. Macfarlane (FL, NY, as of 2026-10-13)
- Licensed in: California (CA DRE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO64657 | expired | confirmed | 2019-10-04 | state_regulator | 2026-10-15 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| CA | California Department of Real Estate | state_license | 02148324 | active | confirmed |  | state_regulator | 2026-10-24 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 54356 | active | confirmed | 2025-05-12 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-01-09 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1248207 | expired | confirmed | 2016-03-28 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1248207

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1248207
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: John Macfarlane (NMLS 1248207), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/john-macfarlane-1248207, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._