---
canonical_url: https://lendb.ai/lo/john-medcalf-1054445
json_url: https://lendb.ai/lo/john-medcalf-1054445.json
nmls_id: 1054445
last_verified: 2026-10-26
---

# John Medcalf

Loan Officer at Granite Bank, Champlin, MN. NMLS ID 1054445 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1054445)).

John Medcalf, NMLS 1054445, works as a Loan Officer at Granite Bank in Champlin, Minnesota.

**Summary:** John Medcalf (NMLS 1054445) is Loan Officer at Granite Bank, based in Champlin, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-26.

## Quick answers

### Is John licensed?

John works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does John work for?

Granite Bank, company NMLS 405434, from the Champlin, MN office, per the lender's own site (verified 2026-10-26). Source: https://granitebank.com/loan-officer/johnmedcalf/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Granite Bank (NMLS 405434), Champlin, MN. Source: https://granitebank.com/loan-officer/johnmedcalf/, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1054445

## Contact

- linkedin_url: https://www.linkedin.com/in/john-medcalf-loan-consultant/ (source: lender_site, verified 2026-10-26)
- View profile at Granite Bank: https://granitebank.com/loan-officer/johnmedcalf/
- Office phone and Email on file: shown at https://lendb.ai/lo/john-medcalf-1054445#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1054445
- lender_site: https://granitebank.com/loan-officer/johnmedcalf/

Cite as: John Medcalf (NMLS 1054445), Granite Bank. LenDb.ai, https://lendb.ai/lo/john-medcalf-1054445, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._