---
canonical_url: https://lendb.ai/lo/john-micheletti-23187
json_url: https://lendb.ai/lo/john-micheletti-23187.json
nmls_id: 23187
last_verified: 2026-10-09
---

# John Micheletti

Senior Mortgage Banker at Total Mortgage Services, Cranston, RI. NMLS ID 23187 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/23187)).

**Summary:** John Micheletti (NMLS 23187) is Senior Mortgage Banker at Total Mortgage Services, based in Cranston, RI. States 35 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 35 (source: https://www.totalmortgage.com/bankers/john-micheletti, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Cranston native with over 35 years of experience as a business owner in restaurant, manufacturing, and real estate. Volunteers as a bereavement counselor and serves as president of Upper Room Ministries, a nonprofit providing social justice and educational programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 35. Source: https://www.totalmortgage.com/bankers/john-micheletti, verified 2026-10-09.
- community: Volunteers as a bereavement counselor and plays bass in local Christian R&B band. Source: https://www.totalmortgage.com/bankers/john-micheletti, verified 2026-10-09.
- credential: President of Upper Room Ministries, a 501c3 nonprofit. Source: https://www.totalmortgage.com/bankers/john-micheletti, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Cranston, RI. Source: https://www.totalmortgage.com/bankers/john-micheletti, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/23187

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/john-micheletti
- Office phone and Email on file: shown at https://lendb.ai/lo/john-micheletti-23187#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/23187
- lender_site: https://www.totalmortgage.com/bankers/john-micheletti

Cite as: John Micheletti (NMLS 23187), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/john-micheletti-23187, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._