---
canonical_url: https://lendb.ai/lo/john-o-neal-277559
json_url: https://lendb.ai/lo/john-o-neal-277559.json
nmls_id: 277559
last_verified: 2026-10-09
---

# Jack O'Neal

Loan Officer at Guild Mortgage, Grand Junction, CO. NMLS ID 277559 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277559)).

**Summary:** Jack O'Neal (NMLS 277559) is Loan Officer at Guild Mortgage, based in Grand Junction, CO. Licensed in Florida, confirmed with the state regulator (license LO53700). Also lists Arizona, Colorado and Nevada on the lender page (not yet checked with the state regulator). Licensed since 2018 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), Colorado (CO, lender_reported), Nevada (NV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Native of Colorado in the Grand Junction area since 1967, with education from the XINNIX Academy for Mortgage Originators and experience originating residential mortgage loans in Western Colorado.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1967 in Grand Junction area. Source: https://branches.guildmortgage.com/co/grandjunction/jack-oneal-724-dtjo.html, verified 2026-10-09.
- education: XINNIX Academy for Mortgage Originators graduate. Source: https://branches.guildmortgage.com/co/grandjunction/jack-oneal-724-dtjo.html, verified 2026-10-09.
- role: General manager of a local Powersports dealership (prior career). Source: https://branches.guildmortgage.com/co/grandjunction/jack-oneal-724-dtjo.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO53700 | active | confirmed | 2018-05-24 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Grand Junction, CO. Source: https://branches.guildmortgage.com/co/grandjunction/jack-oneal-724-dtjo.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277559

## Contact

- linkedin_url: https://www.linkedin.com/in/jack-o-neal-4a786513/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/co/grandjunction/jack-oneal-724-dtjo.html
- Email on file: shown at https://lendb.ai/lo/john-o-neal-277559#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277559
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://branches.guildmortgage.com/co/grandjunction/jack-oneal-724-dtjo.html

Cite as: Jack O'Neal (NMLS 277559), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/john-o-neal-277559, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._