{
  "canonical_url": "https://lendb.ai/lo/john-oksen-1540251",
  "loan_officer": {
    "nmls_id": 1540251,
    "slug": "john-oksen-1540251",
    "canonical_url": "https://lendb.ai/lo/john-oksen-1540251",
    "md_url": "https://lendb.ai/lo/john-oksen-1540251.md",
    "json_url": "https://lendb.ai/lo/john-oksen-1540251.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1540251",
    "full_name": {
      "value": "John Oksen",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
      "verified_at": "2026-10-09"
    },
    "first_name": "John",
    "last_name": "Oksen",
    "headshot_url": {
      "value": "https://thevault.ccm.com/m/18b9ac5498ae86dc/Website-3864_Oksen_1540251.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "John is dedicated to helping clients achieve homeownership through real estate investment and home equity solutions. He has years of experience in home financing and is passionate about providing excellent customer service rooted in integrity.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Tinton Falls",
      "branch_state": "NJ",
      "branch_zip": "07724",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Tinton Falls",
        "branch_state": "NJ",
        "branch_zip": "07724",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 14:05:36.382193+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/john-oksen-1540251#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tinton-falls-nj-3864/john-oksen/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}