---
canonical_url: https://lendb.ai/lo/john-pagano-2102579
json_url: https://lendb.ai/lo/john-pagano-2102579.json
nmls_id: 2102579
last_verified: 2026-10-15
---

# John Pagano

Senior Loan Officer at Consumer Real Estate Finance Co.. NMLS ID 2102579 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2102579)).

**Summary:** John Pagano (NMLS 2102579) is Senior Loan Officer at Consumer Real Estate Finance Co.. Licensed in Florida, confirmed with the state regulator (license LO85305). Focus areas shown on the lender page: Self-employed, USDA loan, VA loan and FHA loan. Consumer Real Estate Finance Co. also offers First-time buyer (a lender program, not confirmed as their own focus). Earliest state license record: April 7, 2021 (Florida), per state regulator. States 10 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: April 7, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 10 (source: https://societymortgage.com/loan-experts/john-pagano/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://societymortgage.com/loan-experts/john-pagano/
- **USDA loan** (`usda`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://societymortgage.com/loan-experts/john-pagano/
- **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://societymortgage.com/loan-experts/john-pagano/
- **FHA loan** (`fha`): from their lender profile page, confidence 0.10, verified 2026-10-15. Source: https://societymortgage.com/loan-experts/john-pagano/

### Their lender offers (lender level: Consumer Real Estate Finance Co.'s programs, not confirmed as this person's focus)

- **First-time buyer** (`first-time-buyer`): verified 2026-10-13. Source: https://societymortgage.com

## About

John Pagano has 10+ years of experience in automotive and real estate finance, after a finance and accounting degree from Clemson University.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 10. Source: https://societymortgage.com/loan-experts/john-pagano/, verified 2026-10-15.
- education: Clemson University, 2016, degree in Finance / Accounting. Source: https://societymortgage.com/loan-experts/john-pagano/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO85305 | active | confirmed | 2021-04-07 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Consumer Real Estate Finance Co. (NMLS 104621). Source: https://societymortgage.com/loan-experts/john-pagano/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2102579

## Contact

- View profile at Consumer Real Estate Finance Co.: https://societymortgage.com/loan-experts/john-pagano/
- Office phone and Email on file: shown at https://lendb.ai/lo/john-pagano-2102579#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2102579
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://societymortgage.com/loan-experts/john-pagano/
- state_regulator (lender programs): https://societymortgage.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: John Pagano (NMLS 2102579), Consumer Real Estate Finance Co.. LenDb.ai, https://lendb.ai/lo/john-pagano-2102579, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._