--- canonical_url: https://lendb.ai/lo/john-reid-293315 json_url: https://lendb.ai/lo/john-reid-293315.json nmls_id: 293315 last_verified: 2026-10-09 --- # John Reid Branch Manager at Union Home Mortgage, Fredericksburg, VA. NMLS ID 293315 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/293315)). **Summary:** John Reid (NMLS 293315) is Branch Manager at Union Home Mortgage, based in Fredericksburg, VA. Licensed in Florida, confirmed with the state regulator (license LO70181). Also lists District of Columbia, Georgia, Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia and 1 more on the lender page (not yet checked with the state regulator). Earliest state license record: May 20, 2020 (Florida), per state regulator. States 30 years of experience. Last verified 2026-10-09. ## At a glance - Earliest state license record: May 20, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 30 (source: https://www.uhm.com/loan-officers/john-reid/, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About John has 30 years of mortgage industry experience focused on leadership and client education. He was previously an entrepreneur owning multiple retail businesses, and remains deeply involved in the Fredericksburg community. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 30. Source: https://www.uhm.com/loan-officers/john-reid/, verified 2026-10-09. - role: Branch Manager at every company; trained and mentored numerous loan officers, many became branch managers. Source: https://www.uhm.com/loan-officers/john-reid/, verified 2026-10-09. - community: Active member of Fredericksburg Area Builders Association, Fredericksburg Area Association of Realtors, Fredericksburg Regional Chamber of Commerce, Fredericksburg Area Food Bank; coached youth and hi. Source: https://www.uhm.com/loan-officers/john-reid/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO70181 | active | confirmed | 2020-05-20 | state_regulator | 2026-10-09 | | DC | state_license | MLO293315 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | 41931 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | 293315 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | I-190273 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | MLO-OH.293315 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | 79604 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | MLO–293315 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | MLO-5309VA | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WV | state_license | LO-293315 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Union Home Mortgage (NMLS 2229), Fredericksburg, VA. Source: https://www.uhm.com/loan-officers/john-reid/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/293315 ## Contact - View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/john-reid/ - Office phone and Email on file: shown at https://lendb.ai/lo/john-reid-293315#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/293315 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.uhm.com/loan-officers/john-reid/ Cite as: John Reid (NMLS 293315), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/john-reid-293315, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._