---
canonical_url: https://lendb.ai/lo/john-reilly-20351
json_url: https://lendb.ai/lo/john-reilly-20351.json
nmls_id: 20351
last_verified: 2026-10-26
---

# John Reilly

Loan Officer at Blue Water Mortgage, LLC. NMLS ID 20351 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/20351)).

John Reilly (NMLS 20351) is a Loan Officer at Blue Water Mortgage, LLC, licensed in Massachusetts.

**Summary:** John Reilly (NMLS 20351) is Loan Officer at Blue Water Mortgage, LLC. Licensed in Massachusetts, confirmed with the state regulator (license MLO20351). Also lists Maine and New Hampshire on the lender page (not yet checked with the state regulator). Earliest state license record: December 19, 2022 (Florida), per state regulator. States 30 years of experience. Last verified 2026-10-26.

## Quick answers

### Is John licensed in Massachusetts?

Yes. Massachusetts regulator records list license MLO20351 as active (verified 2026-10-26). LenDb has 2 other states on file for John. Source: https://www.mass.gov/lists/download-a-list-of-approved-licensees.

### What lender does John work for?

Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15). Source: https://bluewatermtg.com/our-team/john-reilly/.

### How long has John been licensed?

The earliest state license record LenDb holds for John is from December 19, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. John states 30 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: December 19, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://bluewatermtg.com/our-team/john-reilly/, verified 2026-10-15)
- Also licensed as (state regulator records, same NMLS ID): John J. Reilly (FL, MA, as of 2026-10-26)
- Licensed in: Massachusetts (MA, confirmed), Maine (ME, lender_reported), New Hampshire (NH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 30. Source: https://bluewatermtg.com/our-team/john-reilly/, verified 2026-10-15.
- role: Realtor, Builder and small business owner (past roles). Source: https://bluewatermtg.com/our-team/john-reilly/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO116042 | inactive | confirmed | 2022-12-19 | state_regulator | 2026-10-15 |
| MA | Massachusetts regulator | state_license | MLO20351 | active | confirmed |  | state_regulator | 2026-10-26 |
| ME |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NH |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Blue Water Mortgage, LLC (NMLS 1291). Source: https://bluewatermtg.com/our-team/john-reilly/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/20351

## Contact

- linkedin_url: https://www.linkedin.com/in/john-reilly-74916618/ (source: lender_site, verified 2026-10-15)
- View profile at Blue Water Mortgage, LLC: https://bluewatermtg.com/our-team/john-reilly/
- Office phone and Email on file: shown at https://lendb.ai/lo/john-reilly-20351#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/20351
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees
- lender_site: https://bluewatermtg.com/our-team/john-reilly/

Cite as: John Reilly (NMLS 20351), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/john-reilly-20351, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._