---
canonical_url: https://lendb.ai/lo/john-spero-497224
json_url: https://lendb.ai/lo/john-spero-497224.json
nmls_id: 497224
last_verified: 2026-10-15
---

# John Spero

Loan Officer at United Mortgage Corp., Melville, NY. NMLS ID 497224 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/497224)).

**Summary:** John Spero (NMLS 497224) is Loan Officer at United Mortgage Corp., based in Melville, NY. Licensed in 3 states confirmed with state regulators: Florida, Texas and New York. Earliest state license record: August 27, 2024 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: August 27, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), New York (NY, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

John has been with United Mortgage Corp since 2022.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- other: Joined United Mortgage Corp in 2022. Source: https://unitedmortgage.com/loan-officer/john-spero/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO131378 | active | confirmed | 2024-08-27 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2026-03-26 | state_regulator | 2026-10-13 |
| NY | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: United Mortgage Corp. (NMLS 1330), Melville, NY. Source: https://unitedmortgage.com/loan-officer/john-spero/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/497224

## Contact

- View profile at United Mortgage Corp.: https://unitedmortgage.com/loan-officer/john-spero/
- Office phone and Email on file: shown at https://lendb.ai/lo/john-spero-497224#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/497224
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://unitedmortgage.com/loan-officer/john-spero/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: John Spero (NMLS 497224), United Mortgage Corp.. LenDb.ai, https://lendb.ai/lo/john-spero-497224, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._