---
canonical_url: https://lendb.ai/lo/john-tu-2721406
json_url: https://lendb.ai/lo/john-tu-2721406.json
nmls_id: 2721406
last_verified: 2026-10-09
---

# John Tu

Mortgage Loan Originator at Loan Factory, CA. NMLS ID 2721406 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2721406)).

**Summary:** John Tu (NMLS 2721406) is Mortgage Loan Originator at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed, First-time buyer and Real estate investor. Speaks English and Vietnamese. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Vietnamese
- Profile: unclaimed
- Status: active

## Specialties

- **Self-employed** (`self-employed`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/john-tu-2721406
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.59, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/john-tu-2721406
- **Real estate investor** (`investor`): lender page, confidence 0.48, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/john-tu-2721406

## About

Licensed real estate broker and mortgage lender serving California. Known for fast 14–21 day closings.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Licensed real estate broker and lender. Source: https://www.loanfactory.com/mortgage-expert/john-tu-2721406, verified 2026-10-09.
- other: Part of Top 3 'Pick Your Rate Mortgage' team at Loan Factory. Source: https://www.loanfactory.com/mortgage-expert/john-tu-2721406, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/john-tu-2721406, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2721406

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/john-tu-2721406

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2721406
- lender_site: https://www.loanfactory.com/mortgage-expert/john-tu-2721406

Cite as: John Tu (NMLS 2721406), Loan Factory. LenDb.ai, https://lendb.ai/lo/john-tu-2721406, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._