{
  "canonical_url": "https://lendb.ai/lo/john-van-winkle-1207813",
  "lede": {
    "text": "John Van Winkle (NMLS 1207813) is a Mortgage Loan Originator at CME Lending Group LLC, serving Florida, Indiana and Ohio. John's own profile lists construction loan as a focus, and John works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "specialties",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is John licensed in Florida?",
      "a": "CME Lending Group LLC's page for John lists Florida. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 2 other states on file for John.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "Does John do construction loans?",
      "a": "John's profile lists construction loan as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does John work for, and is it FHA-approved?",
      "a": "CME Lending Group LLC, company NMLS 1248883, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has John been licensed?",
      "a": "The earliest state license record LenDb holds for John is from October 20, 2015 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Wisconsin state regulator",
      "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
      "verified_at": "2026-10-21"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1207813,
    "slug": "john-van-winkle-1207813",
    "canonical_url": "https://lendb.ai/lo/john-van-winkle-1207813",
    "md_url": "https://lendb.ai/lo/john-van-winkle-1207813.md",
    "json_url": "https://lendb.ai/lo/john-van-winkle-1207813.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1207813",
    "full_name": {
      "value": "John Van Winkle",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
      "verified_at": "2026-10-15"
    },
    "first_name": "John",
    "last_name": "Van Winkle",
    "licensed_names": [
      {
        "name": "John VanWinkle",
        "name_with_middle_initial": null,
        "first_name": "John",
        "middle_initial": null,
        "last_name": "VanWinkle",
        "states": [
          "WI"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-21"
      }
    ],
    "headshot_url": {
      "value": "https://themortgageexchange.com/clients/2915/uploads/2024/05/John-Van-Winkle-headshot.jpg",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1248883,
      "lender_name": "CME Lending Group LLC",
      "lender_slug": "cme-lending-group-llc-1248883",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1248883,
        "lender_name": "CME Lending Group LLC",
        "lender_slug": "cme-lending-group-llc-1248883",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "OH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "1207813",
        "status": "expired",
        "issued_at": "2015-10-20",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      }
    ],
    "specialties": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2013",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Indiana University (college)",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Brebeuf Jesuit Preparatory School (high school)",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "Florida, Indiana, Ohio",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-21 14:57:59.133113+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/john-van-winkle-1207813#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/john-van-winkle/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2015-10-20",
      "state": "WI"
    },
    "licensed_since": {
      "year": 2015,
      "state": "WI"
    },
    "federal_registration": null
  }
}