---
canonical_url: https://lendb.ai/lo/john-zialcita-337891
json_url: https://lendb.ai/lo/john-zialcita-337891.json
nmls_id: 337891
last_verified: 2026-10-09
---

# John Zialcita

Mortgage Loan Officer at Loan Factory. NMLS ID 337891 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/337891)).

**Summary:** John Zialcita (NMLS 337891) is Mortgage Loan Officer at Loan Factory. Lists California and Hawaii on the lender page (not yet checked with the state regulator). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/john-zialcita-337891, verified 2026-10-09)
- Licensed in: California (CA, lender_reported), Hawaii (HI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Mortgage professional with over 20 years of experience, focused on helping clients secure the best rates and terms through transparent guidance and strategic advocacy.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/john-zialcita-337891, verified 2026-10-09.
- service_area: Bay Area. Source: https://www.loanfactory.com/mortgage-expert/john-zialcita-337891, verified 2026-10-09.
- role: Previously worked at a major bank for 10 years. Source: https://www.loanfactory.com/mortgage-expert/john-zialcita-337891, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| HI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/john-zialcita-337891, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/337891

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/john-zialcita-337891

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/337891
- lender_site: https://www.loanfactory.com/mortgage-expert/john-zialcita-337891

Cite as: John Zialcita (NMLS 337891), Loan Factory. LenDb.ai, https://lendb.ai/lo/john-zialcita-337891, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._