--- canonical_url: https://lendb.ai/lo/jonathan-carrico-1423408 json_url: https://lendb.ai/lo/jonathan-carrico-1423408.json nmls_id: 1423408 last_verified: 2026-10-15 --- # Jonathan Carrico Residential Mortgage Loan Originator at Cornerstone First Mortgage, Columbia, TN. NMLS ID 1423408 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1423408)). **Summary:** Jonathan Carrico (NMLS 1423408) is Residential Mortgage Loan Originator at Cornerstone First Mortgage, based in Columbia, TN. Licensed in 4 states confirmed with state regulators: Florida, Texas, Connecticut and Louisiana. Cornerstone First Mortgage also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 7 more (a lender program, not confirmed as their own focus). Earliest state license record: January 24, 2017 (Florida), per state regulator. Last verified 2026-10-15. ## At a glance - Earliest state license record: January 24, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ### Their lender offers (lender level: Cornerstone First Mortgage's programs, not confirmed as this person's focus) - **FHA loan** (`fha`): verified 2026-10-15. Source: https://www.cornerstonefirst.com - **First-time buyer** (`first-time-buyer`): verified 2026-10-15. Source: https://www.cornerstonefirst.com - **HELOC** (`heloc`): verified 2026-10-15. Source: https://www.cornerstonefirst.com - **Real estate investor** (`investor`): verified 2026-10-15. Source: https://www.cornerstonefirst.com - **Jumbo loan** (`jumbo`): verified 2026-10-15. Source: https://www.cornerstonefirst.com - **Low credit score** (`low-credit`): verified 2026-10-15. Source: https://www.cornerstonefirst.com - **New construction** (`new-construction`): verified 2026-10-15. Source: https://www.cornerstonefirst.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-15. Source: https://www.cornerstonefirst.com - **Reverse mortgage** (`reverse`): verified 2026-10-15. Source: https://www.cornerstonefirst.com - **Self-employed** (`self-employed`): verified 2026-10-15. Source: https://www.cornerstonefirst.com - **USDA loan** (`usda`): verified 2026-10-15. Source: https://www.cornerstonefirst.com - **VA loan** (`va`): verified 2026-10-15. Source: https://www.cornerstonefirst.com ## About Jonathan Carrico entered mortgage lending in 2016 after a decade of military service, progressing from processor to divisional manager. They hold 52 MLO licenses. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: since 2016. Source: https://encompasslending.com/jcarrico/, verified 2026-10-15. - role: Divisional Manager (formerly processor). Source: https://encompasslending.com/jcarrico/, verified 2026-10-15. - credential: 52 MLO licenses. Source: https://encompasslending.com/jcarrico/, verified 2026-10-15. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO38717 | active | confirmed | 2017-01-24 | state_regulator | 2026-10-15 | | TX | state_license | n/a | active | confirmed | 2017-02-27 | state_regulator | 2026-10-13 | | NY | state_license | n/a | inactive | confirmed | | state_regulator | 2026-10-14 | | CT | state_license | LO-1423408 | active | confirmed | | state_regulator | 2026-10-15 | | LA | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | ## Employment history - ? to present: Cornerstone First Mortgage (NMLS 292897), Columbia, TN. Source: https://encompasslending.com/jcarrico/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1423408 ## Contact - View profile at Cornerstone First Mortgage: https://encompasslending.com/jcarrico/ - Office phone and Email on file: shown at https://lendb.ai/lo/jonathan-carrico-1423408#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1423408 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dfs.ny.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://encompasslending.com/jcarrico/ - lender_site (lender programs): https://www.cornerstonefirst.com - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Jonathan Carrico (NMLS 1423408), Cornerstone First Mortgage. LenDb.ai, https://lendb.ai/lo/jonathan-carrico-1423408, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._