---
canonical_url: https://lendb.ai/lo/jonathan-charles-2007971
json_url: https://lendb.ai/lo/jonathan-charles-2007971.json
nmls_id: 2007971
last_verified: 2026-10-09
---

# Jonathan Charles

Loan Officer at CrossCountry Mortgage, Peabody, MA. NMLS ID 2007971 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2007971)).

**Summary:** Jonathan Charles (NMLS 2007971) is Loan Officer at CrossCountry Mortgage, based in Peabody, MA. Lists Massachusetts, Maine and New Hampshire on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/peabody-ma-4822/jonathan-charles/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/peabody-ma-4822/jonathan-charles/

## About

Jonathan Charles is a University of Massachusetts Amherst graduate who helps clients understand homeownership options including conventional, FHA, VA and USDA loans. He manages his father's real estate portfolio with his brother.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: University of Massachusetts Amherst graduate. Source: https://crosscountrymortgage.com/peabody-ma-4822/jonathan-charles/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Peabody, MA. Source: https://crosscountrymortgage.com/peabody-ma-4822/jonathan-charles/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2007971

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/peabody-ma-4822/jonathan-charles/
- Email on file: shown at https://lendb.ai/lo/jonathan-charles-2007971#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2007971
- lender_site: https://crosscountrymortgage.com/peabody-ma-4822/jonathan-charles/

Cite as: Jonathan Charles (NMLS 2007971), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/jonathan-charles-2007971, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._