{
  "canonical_url": "https://lendb.ai/lo/jonathan-michalski-1807011",
  "loan_officer": {
    "nmls_id": 1807011,
    "slug": "jonathan-michalski-1807011",
    "canonical_url": "https://lendb.ai/lo/jonathan-michalski-1807011",
    "md_url": "https://lendb.ai/lo/jonathan-michalski-1807011.md",
    "json_url": "https://lendb.ai/lo/jonathan-michalski-1807011.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1807011",
    "full_name": {
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      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jonathan",
    "last_name": "Michalski",
    "headshot_url": {
      "value": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/hpjmi-jonathan-michalski.jpg",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Jonathan has worked in the mortgage industry for over 20 years across multiple roles including banker, processor, underwriter, and loan originator. He has lived in the Nampa, Idaho area since 2005 and is passionate about helping borrowers achieve homeownership.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 3274,
      "lender_name": "Guild Mortgage",
      "lender_slug": "guild-mortgage-3274",
      "branch_city": "Nampa",
      "branch_state": "ID",
      "branch_zip": "83687",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3274,
        "lender_name": "Guild Mortgage",
        "lender_slug": "guild-mortgage-3274",
        "branch_city": "Nampa",
        "branch_state": "ID",
        "branch_zip": "83687",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "banker, loan processor, loan underwriter, loan closer, loan originator",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Nampa, Idaho area; Treasure Valley",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 01:01:13.130087+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jonathan-michalski-1807011#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/id/nampa/jonathan-michalski-820-hpjmi.html",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}