---
canonical_url: https://lendb.ai/lo/jonathan-salinas-2451140
json_url: https://lendb.ai/lo/jonathan-salinas-2451140.json
nmls_id: 2451140
last_verified: 2026-10-09
---

# Jonathan Salinas

Loan Officer at CrossCountry Mortgage, Memphis, TN. NMLS ID 2451140 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2451140)).

**Summary:** Jonathan Salinas (NMLS 2451140) is Loan Officer at CrossCountry Mortgage, based in Memphis, TN. Licensed in Colorado, confirmed with the state regulator (license 100542879). Also lists Arkansas, Illinois, Michigan, Mississippi and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, DSCR loan, ITIN borrower, Non-QM loan and Real estate investor. Speaks Spanish. Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Arkansas (AR, lender_reported), Colorado (CO, confirmed), Illinois (IL, lender_reported), Michigan (MI, lender_reported), Mississippi (MS, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/memphis-tn-2810/jonathan-salinas/
- **DSCR loan** (`dscr`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/memphis-tn-2810/jonathan-salinas/
- **ITIN borrower** (`itin`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/memphis-tn-2810/jonathan-salinas/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/memphis-tn-2810/jonathan-salinas/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/memphis-tn-2810/jonathan-salinas/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/memphis-tn-2810/jonathan-salinas/

## About

Jonathan is a bilingual Spanish-speaking loan officer specializing in ITIN loans, DACA mortgages, DSCR loans, and down payment assistance. He serves Hispanic and Latino homebuyers, first-time buyers, investors, and refinancing clients.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO117413 | expired | confirmed | 2023-02-13 | state_regulator | 2026-10-09 |
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | 100542879 | active | confirmed | 2025-08-06 | state_regulator | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Memphis, TN. Source: https://crosscountrymortgage.com/memphis-tn-2810/jonathan-salinas/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2451140

## Contact

- linkedin_url: https://www.linkedin.com/in/jonathansalinas1026/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/memphis-tn-2810/jonathan-salinas/
- Office phone and Email on file: shown at https://lendb.ai/lo/jonathan-salinas-2451140#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2451140
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/memphis-tn-2810/jonathan-salinas/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=342869&contact=576773

Cite as: Jonathan Salinas (NMLS 2451140), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/jonathan-salinas-2451140, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._