---
canonical_url: https://lendb.ai/lo/jonathan-zermeno-gonzalez-540183
json_url: https://lendb.ai/lo/jonathan-zermeno-gonzalez-540183.json
nmls_id: 540183
last_verified: 2026-10-24
---

# Jonathan Zermeno Gonzalez

Loan officer at E Mortgage Capital, Inc.. NMLS ID 540183 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/540183)).

Jonathan Zermeno Gonzalez (NMLS 540183) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Florida, Texas, California and 2 more states.

**Summary:** Jonathan Zermeno Gonzalez (NMLS 540183) is a loan officer at E Mortgage Capital, Inc.. Licensed in 5 states confirmed with state regulators: Florida, Texas, California, Arkansas and Iowa. Earliest state license record: July 22, 2019 (Wisconsin), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Jonathan licensed in Florida?

Yes. Florida regulator records list license LO144335 as active, first effective January 21, 2026 (verified 2026-10-15). LenDb has 4 other states on file for Jonathan. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Jonathan work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Jonathan been licensed?

The earliest state license record LenDb holds for Jonathan is from July 22, 2019 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: July 22, 2019 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO144335 | active | confirmed | 2026-01-21 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-05-06 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02238277 | active | confirmed |  | state_regulator | 2026-10-24 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 56023 | active | confirmed | 2025-12-29 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 540183 | expired | confirmed | 2019-07-22 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/540183

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/540183
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: Jonathan Zermeno Gonzalez (NMLS 540183), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/jonathan-zermeno-gonzalez-540183, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._