--- canonical_url: https://lendb.ai/lo/jonnelle-cato-1863244 json_url: https://lendb.ai/lo/jonnelle-cato-1863244.json nmls_id: 1863244 last_verified: 2026-10-27 --- # Jonnelle Cato Loan officer at West Capital Lending, Inc.. NMLS ID 1863244 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1863244)). Jonnelle Cato (NMLS 1863244) is a mortgage loan officer at West Capital Lending, Inc., licensed in Colorado since 2021 and in Florida, Texas, California and 7 more states. **Summary:** Jonnelle Cato (NMLS 1863244) is a loan officer at West Capital Lending, Inc.. Licensed in 11 states confirmed with state regulators: Florida, Texas, California, Colorado, Missouri, Arkansas, Iowa, Oregon and 3 more. Earliest state license record: March 1, 2021 (Colorado), per state regulator. Last verified 2026-10-27. ## Quick answers ### Is Jonnelle licensed in Florida? Yes. Florida regulator records list license LO132406 as active, first effective October 9, 2024 (verified 2026-10-15). LenDb has 10 other states on file for Jonnelle. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Jonnelle work for? West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Jonnelle been licensed? The earliest state license record LenDb holds for Jonnelle is from March 1, 2021 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=266091&contact=488454. ## At a glance - Earliest state license record: March 1, 2021 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Jonnelle A. Cato (AR, CA, CO, FL, IA, MD, MO, OR, TX, WY, as of 2026-10-27) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO132406 | active | confirmed | 2024-10-09 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-11-01 | state_regulator | 2026-10-13 | | CA | California Department of Real Estate | state_license | 02181157 | active | confirmed | | state_regulator | 2026-10-24 | | CO | Colorado regulator | state_license | 100522034 | active | confirmed | 2021-03-01 | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 54368 | active | confirmed | 2025-05-13 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2024-11-04 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1863244 | active | confirmed | 2024-10-04 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1863244 | inactive | confirmed | 2024-10-04 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 108668 | active | confirmed | 2025-05-21 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1863244 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1863244 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=266091&contact=488454 - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Jonnelle Cato (NMLS 1863244), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/jonnelle-cato-1863244, last verified 2026-10-27. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._